Overspend on groceries? No problem! Pull from your going out to eat funds. What surprises people the most about zero-based or envelope budgeting is that it’s really flexible. And, you can just as easily see how finding a good side hustle can make a massive difference in your monthly budget. It’s easy to see when you need to adopt some frugal habits, like cutting the cord and finding more affordable cable alternatives. Banktivity doesn’t ask that you use literal envelopes and cash, but you can.Įnvelope budgeting is incredibly effective because it forces you to think about individual spending areas. Envelope budgeting is also known as zero-based budgeting, which works by allocating money to specific expenses until you get back down to zero. The most popular option on Banktivity is envelope budgeting, which was recently improved. What is Clickfunnels & How it Can Help Your Business.Things to Look for When Choosing a Bank.How to Handle Taxes for Your Side Hustle.Free Blog Installation and Setup Service.How to Make Money as a Pinterest Virtual Assistant.Learn How to Become a Virtual Assistant.How to Find Virtual Assistant Jobs for Beginners.Work from Home Jobs with No Startup Fee.